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The U.S. Office of Management and Budget, Office of Information and Regulatory Affairs (OIRA) provides guidance and oversight regarding the Privacy Act of 1974 (Privacy rights clearing house, 2008) . In this case of credit bureau this act is applicable to the credit agencies and it is their responsibility to govern the social security number from getting into illegitimate use or to any third party for the purpose of business.
As per the SSN regulations governing the data and information security (2005) any employees who have access to any systems or document containing SSNs have to sign a confidentiality agreement...
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