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In order for one to make a justified decision one needs to familiarize himself with those ramifications.
DISTRIBUTED DATA MODEL
The distributed data model has a lot of advantages over a large centralized system that MC currently uses. This model eliminates the needs and expense for central storage. The cost associated with MasterCard's central storage facility will be obsolete therefore reduction in monthly fees for service can propagate to member institutions and individual cardholders. If the data is partitioned among member banks the local storage will increase response times. The size of the local portion of the database will be determined by the individual member bank needs...
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