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Banks and financial institutions will join together to share facilities in the areas of payment and settlement, back-office processing, date warehousing, and so on.
The advent of new technologies could see the emergence of new players doing financial intermediation. For example, according to the report, we could see utility service providers offering, say, bill payment services or supermarkets or retailers doing basic lending operations. The conventional definition of banking might undergo changes.
The early 90s saw the plummeting hardware prices and advent of cheap and inexpensive but high-powered PCs and servers and Banks went in for what was called Total Branch Automation (TBA) Packages...
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