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However, there is more of a dilemma only in particular sections of the US. Areas where the majority of homeowners are lower to middle-class African Americans. These areas include several neighborhoods in the five boroughs of New York City, consisting of sections located in Brooklyn and Southeast Queens, which includes the community of St. Albans, Queens.
Predatory lenders prey on those looking to buy a home even though, financially, the buyer is not ready. Most predatory lending schemes come from the offices of "subprime" lenders. Subprime lenders are those who offer loans when traditional banks reject applications with unacceptable credit scores and histories...
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Common topics in this essay:
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