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Social Security is ultimately the opposite of those types of accounts.
Today, in our society, people collect Social Security checks. Where do they get their money you may ask? We give it to them. The money that we pay into the system gets immediately paid back out to these collectors. The Great Depression is the reason it is like this. Back in 1935, when our society was in an economic crisis Roosevelt signed the Social Security system into law; mainly because almost everybody needed this benefits. Ironically, there was no money to get into the system. Ideally, Roosevelt's master scheme was that the current workers would put money into the system, and then when that generation retires, the younger generation would provide money for their checks at retirement...
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