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Essay text:
The definition of sick SSI unit may be read as under:-
1. If any one of the borrowal accounts of the unit remains sub- standard for six months i.e. principal or interest in respect of any of its borrowal accounts has remained overdue for a period exceeding one year
2. There is erosion in the net worth due to accumulated losses to the extent of minimum 50% of peak net worth during the previous accounting year and
3. The unit has been in commercial production for at least three years.
Before we think about reviving sick units, we need to first consider the causes of their sickness, only then, can any remedies for their revival be considered...
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