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Essay text:
Financial planners say they are seeing retired clients spending $850 to $1,000 a month on Medicare premiums, co-pays and out-of-pocket expenses.
ARTICLE DICUSSION
Employee Benefits research Institute and Fidelity Investments have researched retiree health costs. EBRI pegs the lifetime costs at $295,000 for a couple age 65 today, while Fidelity in at $215,000. The EBRI figure assumes premium payments for insurance coverage beyond Medicare and out-of-pocket expenses. The Fidelity numbers assumes no other coverage and includes co-pays, excluded benefits and prescription costs, among other items...
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