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Co-payments are pre-determined, a person always know how much they will be paying out-of-pocket for services. The employee’s out-of-pocket medical expenses are generally limited to office visit co-payments and a minimal dollar amount, if any, for hospitalization.
2. Older adults who are on limited incomes, but are not eligible for Medicaid, are able to obtain insurance coverage.?
3. Decisions regarding health care are generally made by the HMO, and the patient has access to a wide variety of skilled professionals.
4. Much of the paperwork is eliminated.
5. Quality of care issues have been brought to the forefront...
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