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It was developed as an earned insurance benefit that would be paid for by all working Americans and their employers. The system was set-up as a pay as you go program, allowing current workers to pay for current retirees. The benefits would be accrued based on your lifetime salary and would then be dispensed to the individual monthly during their retirement; the plan would also fluctuate, depending on budget and inflation. An individual is eligible for SS benefits if they have contributed to the plan for 40 quarters or 10 years and is at least the age of 65 or declared disabled. A spouse or dependent
minor is entitled to survivorship benefits if an individual passes away...
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