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(Moran 77) Germany's attempt to improve coverage for long-term care reached a fever pitch in the early 1990s, when West German policymakers sought to bring means-tested, state-administered long-term care services into its universal health insurance fold.
In 1994 the country enacted a universal-coverage social insurance program for long-term care, called Soziale Pflegeversicherung, which was administered by "sickness funds," quasi-public and quasi-private insurers regulated by the national government. Under this program, premiums are uniform-a straight 1.7 percent of salary, split between employers and employees...
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