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There had to be a law made to protect individuals and the benefits. The Employment Retirement Income Security Act is a federal law that was established in 1974. The Act protects certain benefits and imposes certain requirements on the plan administrators.
HISTORY
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. ERISA just does not only cover qualified retirement plans, but also employee benefit plans including medical, life, accident, disability, death, unemployment, vacation, apprentice and training programs, scholarship funds, prepaid legal services, holiday pay, and severance pay...
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