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The Japanese population at this time was concentrated largely on the Pacific Coast, with the center at San Francisco. They were rural farmers from southern Honshu and Kyushu, and unlike the Chinese who migrated to urban living, the Japanese preferred rural farming. The early Japanese farmers and farm organizations laid the groundwork for future Japanese immigrants by providing capital and agriculture expertise. Like the Chinese, the Japanese received few loans from banks, so a Japanese rotating credit association, one of many variations, would accept subscriber deposits and give loans to the most needy Japanese workers who wanted to purchase land...
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