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Personal computing, along with technological innovations in data mining and data warehousing have improved the scope, speed and scale that data can be acquired and distributed. ChoicePoint had its beginnings in the insurance industry by selling personal information to insurers in the property, casualty, life and health sectors for underwriting purposes. Proponents state that ChoicePoint allows their clients to assess risk more accurately, and therefore create appropriately priced insurance packages for end users. Critics however state that ChoicePoint has a track record of ethical violations which revolve around increased identity theft, inaccuracy in their data and privacy violations and should therefore not be allowed to sell and possess personal information...
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