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Most European residents have national identity cards -- the exception being the U.K., which is still struggling with the concept. Credit bureaus tend to have unique identifying numbers for the consumers in their databases. Social Security numbers are used for retirement benefits, not as an all-purpose identifier.
"It's much more difficult to steal your identity" in Europe, said fraud expert Jim Vaules, a vice president with U.S. database company LexisNexis. Vaules said the key piece of information an identity thief needs is a person's national ID number, and that appears in a lot fewer places than Social Security numbers do in the U...
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