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The housing boom is attributed to, “…low mortgage rates, rising employment and incomes, a growing population and a limited supply of homes or land in some areas” (MSNBC, March 7, 2007). Between 2002 and 2005, homes have appreciated about 40 percent (MSNBC, March 7, 2007). Although economists believe the housing bubble will burst, “housing demand and favorable interest rates have driven prices higher and kept the market hot” (MSNBC, March 7, 2007).
Owning a home is part of the American Dream and, although it is an exciting venture, it can be one of the most difficult decisions a person can ever make...
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