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Although there are fees attached to buying the card such as, the buying cost of the card, using it for an ATM transaction there is a small penalty fee, and an inactivity fee after twelve months (Scherzer). The card is a great idea to get before a trip overseas, but the article suggests that you are careful how far in advance you buy the card and load it with money. “Travelers should also consider how much the exchange rate might actually change — which, over the course of a couple months, is likely to be a modest amount. “Unless you bought the card six months or a year before you use it, you're not going to have a huge fluctuation in the rate difference," says Justin McHenry” (Scherzer)...
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