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The Mooney's annual income is roughly $115,000. The Mooney's own their home and are virtually debt free.
The Mooney's have done well saving for retirement so far. The Mooney's have a combined savings portfolio of roughly $250,000. The allocation of their assets is about 60% domestic stocks, and 40% domestic bonds on the advice of their former investment representative. Over the past five years their portfolio value has really decline due to the instability of U.S. markets as well as low rates on their bond holdings. They have shown some strong interest in adding international stocks to their portfolio, particularly in the Pacific except Japanese sector...
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