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Then think about your
age and how much longer you expect to work to see if
you are likely to be comfortable or if you face some
serious issues.
Are you saving any money?
Record all your income and expenses for a month, as we
have for Nat and Sam in the table opposite.
Nat and Sam, who both work and have two children, are
doing well to save $230 each month. However, their
debts take up a lot of their money, and $230 won't
stretch far. There's also not much room for them to put
extra money towards paying off loans or building up
money for their children's education.
Looking at your own income and expenses is a first step
in budgeting, and shows if you're making progress,
standing still, or going backwards...
Calculate a fair price for your order
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