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Once these accounts are established they don't pay the bill and also write bad checks on that account.
One way which criminals obtain your identifying information is through "SPAM" e-mails. These e-mails are unsolicited promising benefits requiring certain identifying information. These criminals are not limited to obtaining accounts in your name but also obtain valid drivers licenses in your name.
In March of 2000 a con artist duplicated the Wells Fargo bank web page and sent out a" SPAM" e-mail message telling customers they needed to verify some of their account data. The email linked to a phony page, which was similar to the actual Wells Fargo page...

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