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Essay text:
This type of insurance policy
for diamonds actually is not that common.
The most common type of insurance for
diamonds is Replacement Value insurance.
The insurance company will only pay up to a
fixed amount to replace the diamond that was
lost or damaged beyond repair. This does not
mean that they will pay that amount ? it means
that they will pay up to that amount. In most
cases, the diamond can be replaced at a
lower cost.
The third type of coverage offered for
diamonds is Agreed Value. This is
sometimes called ?Valued At.' This type of
coverage is very rare. In the event that the
diamond is lost or damaged beyond repair,
the insurance company simply pays you the
amount that you and the company agreed
upon...
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