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However these percentages are expected to be driven down by intensified competition. This in turn forces financial providers to adjust the way they do business. It is very difficult to continue offering a full range of credit and fee-income services. Instead, providers focus on being niche and creating more value to their product and service offerings.
Providers need to adjust their cost structures and its profit making ability as pricing become very competitive. By doing so, there will be an opportunity to take advantage of the higher demand in the middle market. In addition, larger providers will gain advantage through economy of scale...
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