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In die uitspraak van Joubert AR in Oudtshoorn Municipality word so iets sekerlik nie aan die hand gedoen nie. Wat Joubert AR wel gese het (op 435), is dat 'n hof die redelike man-kriterium toepas by beoordeling van die vraag of 'the undisclosed information or facts are reasonably relative to the risk or the assessment of the premiums'. Soos tereg deur die appellant se advokaat betoog, is die vraag dus nie of na die oordeel van 'n redelike man die betrokke inligting wel die risiko beinvloed nie, maar of dit redelikerwyse 'n effek mag he op 'n voornemende versekeraar se besluit om al of nie die risiko te aanvaar of 'n hoer premie as die normale te verg...
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