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Essay text:
Budgeting
It’s easy to find ourselves wondering where our money went. Putting a budget in writing can show how we are actually spending our money and what we can do to help control where it goes.
We should remember to add entertainment and shopping expenses into monthly budget and not forget to include savings.
We should treat it with the same importance we would treat utility bills.
In fact, the earlier we start saving, the earlier that money can start working for us.
2. Plastic woes
Easy availability of credit cards has provided a major boost to spending. We should use credit cards in a proper way like for emergency payments or life insurance premium payments...
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