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The Volvo Finance subsidiary provides financing to Volvo dealers. Financial services are also provided to vehicle leasing companies and fleet purchasers. Additionally, Ford Credit also services its finance receivables, makes loans to Company affiliates, finances receivables of Ford and its subsidiaries and provides insurance services related to its financing programs. Revenues are earned primarily from retail financing contracts and leases and interest supplements and other support payments from Ford on special-rate retail financing programs. Ford Credit and its subsidiaries conduct business in all 50 states of the United States through approximately 175 dealer automotive financing branches and seven regional service centers...
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