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Some policies can be designed to provide retirement income, funds for the education of children, or other benefits (Edwards, 1999, A12).
Insurance agents prepare reports, maintain records, and they help policyholders to settle insurance claims (Abraham & Herman, 1998). Special in-group policies may help employers provide their employees the opportunity to buy insurance through payroll deductions (Abraham & Herman, 1998). Agents may work for one company or independently for several companies (Abraham & Herman, 1998). Brokers do not sell for a particular company, but direct their clients to companies that offer the best rate and coverage (Abraham & Herman, 1998)...
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