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Essay text:
When someone doesn’t know how to budget they make millions of mistakes by spending too much money and not saving any or enough.
A person who does not have the skill of money management sometimes tend to put themselves in a unhealthy state of life. Also when a financial matter occurs people can expect themselves to be looking at a possible payroll garnishment and constant creditors harassing the individual by phone or mail. These things make a person stress out and in return could lead to a loss of things that they really need or cherish. Also education or retirement are two specific reasons why all people should have money management skills so that they can budget for there future...
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