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The occasional lollipops for the children in tow, and the small doggy biscuit for the canine in the car are just some of the items found at the drive-up window when making deposits or withdrawals. Nowadays, the toaster has evolved as financial institutions still attempt to lure new clients and increase market share. "Online access to banks nationwide has opened up more choices for consumers and made marketers find ways to become more savvy in catching their attention with different kinds of giveaways, services and even missions" (Nycz-Conner, 2006). USA World Bank, a financial institution with branches throughout the United States as well as an international presence, attempts to market one new product annually...
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