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In reality, everyone in the business world should be aware of the details and advantages of having and managing a 401 (k) type savings plan, as it is becoming one of the most popular ways to save for retirement in the United States and many other countries.
First, it is imperative to understand the basics of the 401 (k). By definition, a 401(k) plan is an employee funded retirement savings plan that is set up and sponsored by the employer. They are considered individual account plans because each participant's benefit is the value of a separate personal account (401 (k) - Wikipedia). All 401 (k) plans are funded by employee contributions and usually also include matching contributions from the company...
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