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Often, an individual's health and/or financial situation must be evaluated for acceptance before we are able to offer coverage. A portion of this underwriting process takes place in the new business department at our Pasadena office. As our company has grown to over 60 full time agents generating more than 1200 policies per year, our local new business department has experienced difficulty handling the increased volume. We need to revise our current procedures to accommodate our growing organization.
The new business department handles several different things. We direct the initial stages of underwriting, which includes evaluating client for obvious declines, ensuring that all company and state required forms are present and properly completed, ordering medical records, and creating a master file before sending to our Home Office in Massachusetts...
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