- Your research paper is written by certified writers
- Your requirements and targets are always met
- You are able to control the progress of your writing assignment
- You get a chance to become an excellent student!
Essay Details:
Essay text:
For most of the post-World War II period the upward sloping yield curve meant that the rate of long-term mortgages exceeded the rates they paid on the short-term deposit liabilities.
During the October 1979 and October 1982 period, the Federal Reserve radically changed its monetary policy strategy by targeting bank reserves rather than interest rates. This led to a sudden and dramatic surge in interest rates, with rates on T-bills and bank certificates of deposits rising as high as 16 percent.
?? Short-term rates and cost of funds increased
First, many saving associations faced negative interest spreads, as the short-term interest expense was too high
Second, they had to pay more competitive interest to retain existing customers to prevent disintermediation, which means withdrawal of deposits from depository institutions to be reinvested elsewhere such as the money market mutual funds
Actions taken by the saving associations:
1) On the liability side, savings association issued more market rate-sensitive liabilities such as money market deposit accounts to limit disintermediation and compete with mutual funds...
Showed 18% of text Buy database access to get full access to all 184 988 essays
Calculate a fair price for your order
Do you need an essay?
A professional team of writers is able to craft custom essays from scratch according to your instructions. We are ready to satisfy writing needs of every demanding customer.
Do you need many essays?
The product provided is intended to be used for research or study purposes. Get instant access to over 200,000 papers.
Common topics in this essay:
- American Savings Rate Zeroes Out
- Low Savings
- Medical Savings Accounts
- Thrift institution
- Presidency as an institution
- Visit To A Cultual Institution
- EcoMOMics: the Savings and Costs of the SAHM.
- Equivocal Savings and Loans
- Global savings
- Organizations of national parks admit that they cannot buy all the land nor protect it single handedly. Their method is to join business, governments, partner organizations and indigenous people together.
- Savings and Loan Crisis
- The Institution Of Slavery
- The Media As An Institution
- thrift savings
- Social Institution In Education
Feedback of people who used our services.
Similar Essays:
4 pages / 1059 words |
|||
2 pages / 591 words |
|||
2 pages / 379 words |
|||
1 pages / 273 words |
|||
3 pages / 820 words |
|||
1 pages / 228 words |
|||
4 pages / 984 words |