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Some Products, which SBI Bank is offering are: Retail Banking Business Banking Merchant Establishment Services (EDC Machine) Personal loans & Car loans Insurance Housing Loans
Government Owned: Government owns 60% stake in SBI. This gives SBI an edge over private banks in terms of customer security.
Low Transition Costs-SBI offers very low transition costs which attracts small customers.
Weaknesses:
The existing hierarchical management structure of the bank, although strength in some respects, is a barrier to change.
Though SBI cards are the 2nd largest player in the credit card industry, it has the highest non performing assets (NPAs) in the industry, which stand out to be at 16...
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