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Subprime mortgage

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Title: Subprime mortgage

Essay Details:

Subject: Business

Author: Terri H

Date: July 8, 2016

Level: University

Grade: A

Length: 10 / 2748

Essay text:

Sebab tingginya resiko yang dihadapi pemberi pinjaman maka kredit subprimer ini ditawarkan dengan suku bunga yang lebih tinggi daripada suku bunga kredit yang berlaku secara umum bagi kredit dengan peringkat "A" (A-paper). Di Amerika Serikat , KPR sub-primer terbagi 3 kategori, yaitu ?°prime,?± ?°Alt-A,?± and ?°sub-prime.?± . Bagi investor, sistem KPR sub-primer sangat beresiko, dan angka keuntungannya sangat tinggi karena suku bunganya cukup tinggi. Kemungkinan Bahaya dari KPR adalah peminjam akan menderita kerugian jika antisipasi pinjaman itu pailit atau tidak bisa mengembalikan pinjaman itu...

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