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The firm, Smith & Giant (S & G), had been clients of the bank for over 60 years. In fact, the bank had been the only lender to the firm over the 60 year period. Earlier this year, you had been invited to visit the firm's premises to review the production line, as well, you had been invited to their annual golf tournament and employee awards banquet along with your supervisor. From what you could remember, this seemed to be a firm with class, the management was professional and cordial, information was always on time and any problems that the firm anticipated were quickly relayed to the bank.
The firm is involved in the custom design and manufacture of prefabricated houses, trusses and insulated wall units...
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