Reverse Mortgages

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Pre-written Papers:

Title: Reverse Mortgages

Essay Details:

Subject: Business

Author: Loretta H

Date: November 22, 2014

Level: University

Grade: A

Length: 2 / 587

Essay text:

Thus, the reverse mortgage program enables seniors that may be "real estate rich and cash poor" to unlock the financial potential in their homes, and let their homes work for the reverse mortgage does not become payable until the senior homeowner no longer occupies the property as his primary residence. At that time, the outstanding principle and the accrued interest become due. Typically, the loan is paid off with the proceeds of the sale of the home from the borrower's estate. However, the borrower's estate/family may decide to refinance the loan and retain the property. Any proceeds in excess of the amount owed to the lender belong to the borrower or the borrower's estate...

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