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Essay text:
Due to this, the bank earned Rs 1.7 billion of capital gain during FY07, which resulted in the growth of 87.3% in non-interest income. Non-interest income climbed to Rs 6.0 billion in FY07 as compared to Rs 3.2 billion in FY06.
In terms of profits, the Pakistani banking sector ranks amongst the top ten in the world. Bank Alfalah has had its share in the phenomenal profit growth of the banking sector. There has been a change in composition of earnings assets with a shift from advances to higher investments in FY07. This shift is in line with the overall industry trend.
A positive growth of deposits has somewhat succeeded in improving the ROD of the bank, which had declined in 2006...
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