Mortgage Loan

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Title: Mortgage Loan

Essay Details:

Subject: Business

Author: Manuela V

Date: January 7, 2015

Level: University

Grade: A

Length: 3 / 835

Essay text:

The mortgage or Deed of Trust is the financial agreement to pledge the property as security and gives the right to the Mortgagee to foreclose in cases of default. In US a mortgage loan is granted for purchase of a property if it is for own use. In case the purchase of property is not for own use a real estate loan is granted. In India a housing loan is granted for purchase of a dwelling unit irrespective of whether it is for own use or for rental/investment purpose. A mortgage loan is granted to borrowers against the pledge of already owned property. Variants of Mortgages First Mortgage is a type of lien on an unencumbered property wherein the first mortgagee has the first-priority claim against the property in the event the borrower defaults on the loan...

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