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More important than the hedge fund or the liquid-yield option note was the finding that the poor can save, can borrow, and will certainly repay loans. This is the world of microfinance.
‘Microfinance refers to small-scale financial services for both credits and deposits —that are provided to people who farm or fish or herd; operate small or micro enterprises where goods are produced, recycled, repaired, or traded; provide services; work for wages or commissions; gain in-come from renting out small amounts of land, vehicles, draft animals, or machinery and tools; and to other individuals and local groups in developing countries, in both rural and urban areas’...
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