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Insurance Development and Regulatory Authority (IRDA) is the regulatory authority in the insurance sector under the Insurance Development and Regulatory Authority Act, 1999.
The post-liberalized insurance industry in India is also witnessing dramatic changes in terms of new channels of distribution, greater use of information technology as a service facilitator, innovative marketing of insurance products etc. There is also the phenomenon of noticeable shifts in consumer preferences impacting the product mix being offered by insurers. The market structure, which is a combination of a few stabilized public sector players and the 'new' players in the market, is in a state of flux...
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