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Whereas, PSBs’ fee-based income to total income ratio marginally increased during the same period.
But the ratio of fee-based income to total income was higher in the case of private sector banks compared to PSBs during both the time periods.
The aggregate total income of 17 private sector banks increased by 21.6% from Rs 18,794 crore in Q1 ’07 to Rs 22,863 crore recorded in Q1 ’08. However, their total fee based income decreased by 1.6% during the study period, impacting the ratio-fee based income to total income from 18.91% in April -June 2007 to 15.30% in Q1 ’08. It seems that the state-run banks’ focus on fee-based income in recent times have paid off...
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Common topics in this essay:
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