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Core businesses of Sears included retail, service and credit. As of 1997, Sears had 3,530 stores nationwide.
Wal-Mart founded in 1962. As of 1991, Wal-Mart was the world largest retailer with net sales nationwide of $ 44 billions dollar. During 1990s, retail business became increasing competitive and profit margin across the industry went down gradually. In order to increase sales, Wal-Mart collaborating with Manhattan Bank in 1996 to issue a Wal-Mart Master card to facilitate customers to pay for their purchase. Core businesses included Wal-Mart discount store, Wal-Mart Supercenters and Sam?¦s Club...
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