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Spending money to go out to eat will be minimized. H.O.M.E. believes, however, that because our products are contributors to continued good health that people will continue to purchase our products to keep up with a healthy lifestyle.
We expect to raise $90,000 for start up capital between our 3 partners and to take out an SBA 7(a) loan of 30,000. The interest rate on this loan is prime (currently at 5.25%) plus 3.25% for loans under $100,000 with a note of 7 years or less. We are putting a lien on Matou’s current hairstyle business in order to secure our $30,000 loan. This will provide the necessary start-up capital, as well as, give us plenty of working capital to keep our business growing to meet our goal of opening another location in 3-4 years...
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