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The second was benefit plans offered by employers. And last was the savings that people accumulate until their retirement.
The article basically tried to set these three things up as the three legged retirement stool. As one might expect they pointed out that social security and employee benefits are weakening. So in order to keep ourselves propped up we must rely more on our savings to carry us through retirement. We must learn to put more time and effort in to our investments in order to guide us through a financially secure retirement.
The information in this article was very helpful and informative...
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