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The industry is highly concentrated and competitors are primarily in the Property & Casualty Insurance industry. Among the company's top competitors, we can identify big names; including American International Group, MetLife, Aetna, State Farm and Allstate. The 50 largest companies hold more than 60 percent of the market. Federated Insurance also competes in the Life Insurance sector. Large companies have big economies of scale in administration and in access to capital. Small companies can compete successfully by specializing in particular products or industries.
After reading some news, the severe weather of the past couple of years came across to me as one of the top issue in the industry; "The insurance market has seen some significant stabilization in 2007...
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