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Variations such as electronic money or e-money and stored value cards have added features beyond the normal credit card and debit card. The goal of these variations of electronic payments has been to make purchasing simpler by allowing the transfer of cash value to a card . Unlike the debit card that deducts money from an account, the card itself represents the account. For example, retailers are replacing the traditional gift certificates for these stored value cards because they allow more purchasing options. They can be used either online or offline. Some stored value cards can be recharged with cash while others are disposable...
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Common topics in this essay:
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