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Standards-based technology and open architectures are enabling banks to address the challenges and provide flexibility.
The Internet and web technologies have already left their indelible mark on the way the world functions. The rise of the Internet towards the end of the 1990s, followed by the dot-com boom and eventually the dot-com bust, was not surprising. After all, in those heady days, strategies were disregarded, business plans were thrown out of the window and the need for business models were redundant. It was tempting to dismiss the Internet as an idea whose time had not come. Fortunately, common sense prevailed...
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