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The checking account is not letting the money grow it’s just sitting there.
Explain the relative risks and potential advantages of CDs. Explain under what condition(s) you would recommend them for the Helms
To first explain this we would need to know what a CD is. “A CD is a savings account held for a fixed-term with the understanding or agreement that the depositor can only withdraw by giving written notice. It entitles the depositor to receive interest. A CD bears a maturity date generally ranging from a month to five years.” (Investopedia, 2008) I would think that CD/s would be a great idea...
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