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Essay text:
Credit unions call them dividends since, as credit unions are owned by their members, interest payments are effectively payments to owners.
In the United Kingdom, consumer co-operative societies use the term "dividend" for profit-sharing payments to their members. Unlike joint stock company dividends, these payments are made in proportion to a members' spending with the co-operative society, not the number of shares they hold in it.
What are dividends?
Dividends are just like a small reward a company pays you for owning shares of its stock. The company takes a portion of its earnings, which it divides and distributes to shareholders...
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