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Essay text:
Tradicionalnoto bankarstvo se pomalku e potrebno, a udelot na pazarot na finansiski uslugi na bankite se namaluva vo korist na osiguritelnite kompanii, investiciskite i penziskite fondovi, koi pridobivaat del od dostapnite klienti. Konkurentskiot pritisok od drugite banki, no i od nebankovite finansiski institucii koi zazemaat del od pazarot na delovnite banki se zgolemuva. Voedno se pojavuvaat i novi mo`nosti vo deluvaweto na bankite i nivno vklu~uvawe vo aktivnosti koi dotoga[ gi izvr[uvale samo konkurentnite nebankovi finansiski institucii (pr. penziskite fondovi, osiguritelni kompanii i investiciski fondovi)...
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