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The corporation’s long-term goals are shared. Some international branches such as Indonesia, however, often establish their own targets since they traditionally excel the corporation’s goal. Like the sovereign risk limits setting process, the country managers seem to have responsibility to modify their goals based on a better understanding of their own branches about the economic conditions and political relations.
A revenue budget is the usual starting point for the operating budget because many costs depend on the bank’s operations which generate the revenue. Therefore, the accurate projection about major customer account is needed for banks...
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