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Essay text:
The belief among many circles was that checks would begin to bounce en masse, and that the consumer would be impacted in a drastic way. This paper touches on the underlying subject of the "float" as well as subsequent legislation entitled the Consumer Checking Account Fairness Act (CCAF) that addresses imperfections in Check 21. We will offer information on both acts and show how we as the consumer can expect to be affected.
The Float
Ventureline.com defines the term "float" as being "the time between the deposit of checks in a bank and when the amount is truly accessible" (2005). This term, although unfamiliar to some, represents a time honored practice that virtually everyone, of any age, has become familiar with...
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Common topics in this essay:
- Cash Management Techniques And Methods Of Short-Term Financing
- Check 21-The Float has sunk
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